FD Calculator
Estimate your Fixed Deposit (FD) earnings and maturity amounts based on quarterly compounding.
How This is Calculated (Formula Transparency)
A = P * (1 + r / 4)^(4 * t), where P = principal, r = annual interest rate, t = number of years.
Worked Example Case Study
Scenario: FD of ₹1,00,000 at 7% annual interest for 5 years.
Detailed Calculation: A = 1,00,000 * (1 + 0.07/4)^(4 * 5) = 1,00,000 * (1.0175)^20 = ₹1,41,478.
Assumptions & Rules
- Compounded quarterly (industry standard in India).
- No TDS is deducted from the maturity amount.
- Calculations are compliant with laws and rates as of FY 2025-26 (AY 2026-27).
Talk to a Tax Expert / CA Secure
Get customized answers for your HRA, Section 80C, or income tax filings in India.
Related Guides & Explainers
Old vs New Tax Regime Explained: Slabs, Rules & Savings
Confused about which tax system to choose? Get a complete breakdown of Old vs New Tax Regimes with rules, slabs, and a comparison checklist.
SIP vs Lumpsum Mutual Fund Investing: Which is Better?
Discover which investment style suits your financial goals: compounding small monthly amounts (SIP) or investing a lump sum.
PPF Explained Simply: Slabs, Lock-in & Tax-Free Growth
Discover the power of PPF: the ultimate safe, government-backed, EEE tax-exempt investment for building long-term wealth in India.