Salary In-Hand Calculator
Calculate your net take-home monthly salary after statutory deductions like PF, PT, and income tax.
How This is Calculated (Formula Transparency)
Net In-Hand = Gross Salary - Employee PF - Professional Tax (PT) - Estimated Monthly Income Tax.
Worked Example Case Study
Scenario: Salaried employee with a gross monthly salary of ₹1,00,000 (Basic ₹50,000).
Detailed Calculation: Gross: ₹1,00,000. Deductions: EPF (12% of ₹50k = ₹6,000), PT = ₹200. Estimated Income Tax (New Regime) = ₹3,900. In-Hand = 1L - 6k - 200 - 3,900 = ₹89,900.
Assumptions & Rules
- EPF is calculated at 12% of basic salary.
- Professional tax is flat ₹200/month (standard average across states).
- Calculations are compliant with laws and rates as of FY 2025-26 (AY 2026-27).
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